ABOUT THE SUPPLEMENTARY INSURANCE POLICY

Supplementary Insurance Policy

The Supplementary Insurance Policy

What is covered

Treatment following dental injury

To assist with the cost of treatment after a dental accident.

Treatment limits and an overall limit per calendar year apply.

(see section 3 of the policy document)

Temporary emergency dental treatment in the UK and abroad

Payment towards temporary emergency treatment when away from your own dentist.

Treatment limits and an overall limit per incident and per calendar year apply.

(see section 2 of the policy document)

Out of hours consultation for dental emergency or dental injury

Pays a call out charge to a dentist who opens their surgery to treat you in a dental emergency

(weekends, Bank Holidays and 6pm to 8am weekdays).

(See section 2b of the policy document)

Hospital cash benefit

Pays a benefit per night when staying overnight in hospital under the care of a dental or oral/maxillofacial surgeon.

(see section 4 of the policy document)

Mouth cancer benefit

A benefit payable when first diagnosed by a qualified dentist or doctor.

(see section 5 of the policy document)

What is not covered

Dental injuries:
i) where the need for treatment does not become apparent within one week of the injury incident;
ii) resulting whilst participating in boxing or rugby unless appropriate mouth protection is worn.

(See section 3 of the policy document)

Implants

(See section 3 of the policy document)

Permanent treatment in a dental emergency

(See section 3 of the policy document)

Emergency treatment provided by your own dentist or a dentist/specialist acting on your dentists behalf.

(See section 2 of the policy document)

Mouth cancer diagnosed before joining the dental plan

(See section 5 of the policy document)

This is a brief description of your Supplementary Insurance. It does not contain the full terms and conditions. Full details of the cover applicable, benefits payable, terms, conditions and exclusions are contained within the policy document. The policy document is available from your dental practice. The Supplementary Insurance is arranged and administered by Patient Plan Direct Limited an Appointed Representative of Beaumonts Insurance Brokers Ltd which is authorised and regulated by the Financial Services Authority, registration no. 306350. The insurance policy is underwritten by Hiscox Insurance Company Limited, 1 Great St Helen’s, London EC3A 6HX (registered no. 70234) which is authorised by the Financial Services Authority, FSA registration no. 113849. This information can be checked by visiting the FSA register at: http://www.fsa.gov.uk/Pages/register or by contacting the FSA on 0845 606 1234. PPD only offers dental insurance from Hiscox Insurance Company.

What does the Policy Cover?

The Supplementary Insurance provides cover for costs incurred for temporary dental treatment as a result of a dental emergency when away from home or abroad, and cover towards the cost of permanent dental treatment following a dental injury. It also provides for the payment of out-of-hours fees when dentists are required to open their dental surgery to treat you in an emergency. There is also a hospital cash benefit payable when you are under the care of a dental or oral/maxillofacial surgeon and a cash benefit payable following the diagnosis of mouth cancer.

Policy Duration

The Supplementary Insurance is a monthly contract, which continues for as long as you continue to pay your monthly premiums.

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